The 15-minute money check-in that prevents most fights

The 15-minute money check-in that prevents most fights

Most couples only talk about money when something goes wrong. That makes every conversation feel heavy and urgent. A short, recurring check-in keeps the topic light and predictable.

Why 15 minutes works

• It’s short enough to be realistic
• It creates a shared rhythm
• It reduces surprise and blame

The simple agenda

1) Wins (3 minutes) What went well this month? A goal you hit, a bill you handled smoothly, a habit you kept.

2) Reality check (6 minutes) Look at your totals together. Are you on track with shared expenses and goals? Any unusual spikes?

3) One decision (4 minutes) Pick one adjustment for next month: raise a goal, cut a category, or change how you split a cost.

4) Next check-in (2 minutes) Set the next date. Put it on your calendar before you move on.

Tips to keep it easy

• Do it at the same time each month
• Keep it neutral: numbers, not accusations
• Use a shared dashboard so you both see the same data

The long-term effect

Over time, the check-in builds trust. It creates the feeling that money is a shared project, not a source of stress.

If you want the check-in to be effortless, use a tool that already organizes the data for you—so you spend the time talking, not calculating.